Free Practice Maryland Insurance Administration Accident-Health-Sickness-Producer Exam Questions 2025

Stay ahead with 100% Free Maryland Accident and Health or Sickness Producer Series 20-24 Accident-Health-Sickness-Producer Dumps Practice Questions

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Total 92 Questions | Updated On: Apr 24, 2025

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Question 1

If an insurer pays an individual accident and health insurance claim during a policy’s grace period:

A : The deductible is waived

B : A 10% service fee is charged

C : The policy is canceled automatically at the end of the grace period

D : The amount of unpaid premium may be subtracted from the reimbursement

Answer: D

Question 2

The primary purpose of disability income insurance is to:

A : Provide indemnity for loss of life

B : Pay necessary hospital expenses when the insured is unable to work

C : Provide benefit payments for a period of time when the insured is unable to work

D : Pay any physicians’ fees resulting from a disabling injury

Answer: C

Question 3

The free-look period provided in a life insurance policy is usually:

A : 10 days

B : 31 days

C : 45 days

D : 60 days

Answer: A

Question 4

It is unlawful for a person to provide an advertisement that:

A : Points out coverage advantages of a policy

B : Refers to the insurer’s financial rating

C : Uses a policy title to misrepresent a coverage

D : Makes a comparison of benefits between policies

Answer: C

Question 5

Which of the following is a requirement of an insurable risk?

A : The loss must be intentional.

B : The loss must be catastrophic.

C : The chance of loss must be calculable.

D : There must be a large number of different loss exposures.

Answer: C

Page: 1 / 19

Total 92 Questions | Updated On: Apr 24, 2025

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